Starting July 2025, eligible Canadian adults with disabilities can receive up to $2,400 annually, roughly $200 per month, through the Canada Disability Benefit (CDB).
If you qualify, you may also receive retroactive payments—bringing the potential first-month payout up to $2,410.
This landmark program targets low-income Canadians aged 18–64 with approved Disability Tax Credit (DTC) status. It offers a reliable, inflation-indexed income boost to ease financial pressure for those managing daily living costs.
Eligibility at a Glance
| Criteria | Requirement |
|---|---|
| Age | 18–64 years old |
| Disability Support | Must have current Disability Tax Credit (DTC) approval |
| Income | Adjusted family net income must fall within program thresholds |
| Residency Status | Canadian citizen, permanent resident, protected, or eligible temporary resident |
| Tax Filing | 2024 tax return filed (and spouse’s, if applicable) |
| Exclusions | Not eligible if serving a federal sentence of 2+ years |
How Payments Work
| Payment Type | Amount | Details |
|---|---|---|
| Monthly Canada Disability Benefit | Up to $200/month | Starts July 2025 for eligible applicants |
| August Lump Sum | Up to $2,410 | Includes retroactive payments up to two months |
| Low-Year Lump Sum | < $240/year | Consolidated into one lump sum payment |
| Scheduled Dates (2025) | Third Thursday monthly | Includes July 17, August 21, September 18, October 16, November 20, December 18 |
Why the Canada Disability Benefit Matters Now
For Canadians with disabilities, extra monthly income—even around $200—can make a substantial difference in covering essentials like medications, groceries, and disability-related costs. Adding retroactive payments boosts the initial impact significantly for first-time applicants.
This benefit is income-tested: full amounts go to those with lower incomes, while gradual reductions apply as income rises. A working income exemption also ensures some earnings are not penalized.
Application & Payment Timing
- Applications opened June 20, 2025.
- You can apply:
- Online via CRA My Account
- By mail or phone through Service Canada
- In person at Service Canada centres
- First approved applications receive payments the following month, typically on the third Thursday—starting July 17, 2025. The first retroactive lump sum could arrive as early as the August 21, 2025 payout date.
The Canada Disability Benefit—providing up to $2,400 yearly—marks a vital step in supporting the financial security of working-age Canadians with disabilities.
With retroactive payouts and ongoing monthly amounts, it delivers both immediate and sustained relief. Eligible individuals are encouraged to apply now and prepare for the first payments mid-summer 2025.
FAQs
Who qualifies for the full $2,400 benefit?
Applicants aged 18–64 with approved DTC status, low adjusted family net income, filed 2024 taxes, and meeting residency criteria.
Can the benefit be taxed?
No—this is considered social assistance and is not taxable, although it may affect income-tested benefits until tax law changes take effect.
When will payments arrive?
Payments are issued on the third Thursday of each month, starting from July 17, 2025, with the first back-dated payment arriving August 21, 2025 if applicable.