The Canada Workers Benefit (CWB) is a refundable tax credit designed to support low- to moderate-income workers and their families. In 2025, eligible individuals can receive up to $1,518, while families may get up to $2,616.
Payments are disbursed in quarterly advance installments, ensuring regular income support throughout the year.
Overview of CWB 2025 Benefits
Recipient Type | Max Annual Benefit | Payment Schedule |
---|---|---|
Single Individuals | $1,518 | Quarterly in January, July, October |
Families | $2,616 | Quarterly (same schedule) |
Disability Supplement | Additional amount (if eligible) | Paid with regular installments |
- These are advance quarterly payments—up to 50% of your total CWB—sent automatically if you file your tax return by November 1.
- The disability supplement is available for eligible individuals with approved disability tax credits.
Who Qualifies for This Support?
To be eligible for the Canada Workers Benefit (CWB), you must meet all of the following:
- Be a Canadian resident for the full tax year.
- Be 19 years or older, or have a qualifying dependent or partner.
- Have earned income below set thresholds:
- Single: up to ~$36,749
- Families: up to ~$48,093
- Not be a full-time student for more than 13 weeks, unless you have eligible dependents.
- Not be incarcerated for 90 days or more during the year.
- File your tax return with Schedule 6 completed.
How Much You Could Receive
- Single individuals may receive up to $1,518 in annual CWB.
- Families can receive up to $2,616.
- Those eligible for the disability supplement could receive an additional amount to support extra living costs.
How to Claim & Track Your CWB Payments
- File your tax return before November 1, and include Schedule 6 to opt-in for advance payments.
- Eligible recipients receive quarterly payments on:
- January 10
- July 11
- October 10
- Your payments are made automatically—no separate application is needed.
- To check your status, log in to your CRA My Account and review the Benefits and Credits section, where payment amounts and dates are listed.
Advance Payments vs. Final Adjustments
- The Advanced Canada Workers Benefit (ACWB) provides up to 50% of your total CWB in advance installments.
- Any overpayment or underpayment is reconciled after your tax return is processed for the full year.
Why This Program Matters
The CWB is a vital lifeline because:
- It boosts income for low-wage workers, making basic living expenses more manageable.
- By offering regular quarterly payments, it helps with budgeting and financial planning.
- The disability supplement ensures additional support for those facing higher living costs due to disability.
- By tying benefits to work, it preserves incentives to stay employed while providing crucial support.
The Canada Workers Benefit for 2025 offers invaluable financial support to those who need it most. With up to $1,518 annually for individuals (or $2,616 for families), paid quarterly, it ensures timely and consistent help.
Filing your tax return promptly and completing Schedule 6 are essential steps to secure your eligibility. If you qualify, you’ll find critical assistance to manage inflation, expenses, and economic challenges—making the CWB a true game-changer.
FAQs
Can I receive CWB without filing taxes early?
You can still get the full benefit when your tax return is processed—but you’ll miss out on advance quarterly payments unless you file by November 1.
What income surpasses CWB eligibility?
Adjusted net income above approximately $36,749 (single) or $48,093 (families) disqualifies recipients from the basic amount.
How do I get the disability supplement?
Ensure you have an approved Disability Tax Credit (T2201) on file and meet all normal CWB requirements, including lower income thresholds.