In August 2025, millions of Supplemental Security Income (SSI) recipients will see two deposits in their accounts—one on August 1 and another on August 29.
While this might look like a bonus, it’s actually a shift in the payment calendar, not extra money. Understanding why this happens is important for proper financial planning.
Why Two SSI Payments in August?
The Social Security Administration (SSA) usually issues SSI payments on the first day of each month. However, when that day falls on a weekend or federal holiday, the payment is made on the last business day of the previous month.
In September 2025, the first falls on Labor Day, which is a federal holiday. Because banks are closed, the September SSI payment will instead be issued on Friday, August 29. This means recipients will get two checks in August—but no payment in September.
SSI Payment Schedule Adjustments in 2025
Here’s how the payment calendar shifts in 2025–2026:
| Month | Regular Date | Adjusted Date | Reason |
|---|---|---|---|
| August 2025 | August 1 | August 1 | Regular monthly payment |
| September 2025 | September 1 | August 29 | Labor Day holiday |
| November 2025 | November 1 | October 31 | Falls on a Saturday |
| January 2026 | January 1 | December 31, 2025 | New Year’s Day holiday |
These adjustments ensure that recipients always receive their 12 SSI payments per year, even if the dates change.
Updated SSI Benefit Amounts for 2025
A 2.5% cost-of-living adjustment (COLA) was applied in 2025 to help beneficiaries keep up with rising expenses. The maximum monthly payments are:
- Individuals: Up to $967
- Couples: Up to $1,450
- Essential Person: Up to $484
Some states also provide supplemental payments, so actual amounts can be higher depending on where you live.
Who Qualifies for SSI in 2025?
To receive SSI in 2025, applicants must meet specific eligibility rules:
- Income: Must be low. For workers, income should be below $2,019 per month.
- Age or Disability: Must be 65 or older or have a qualifying disability.
- Children: May qualify if they have severe medical conditions.
- Resources: Limited assets such as savings and property are considered.
The SSA also conducts periodic reviews to confirm continued eligibility.
How Double Payments Can Affect Recipients
Receiving two checks in one month can sometimes cause confusion with other benefits like SNAP or Medicaid, as higher bank balances may look like extra income. To avoid issues:
- Treat the August 29 payment as your September check.
- Budget wisely—set aside part of the second August payment to cover September expenses.
- Keep SSI funds in a separate account if possible.
- Seek financial advice if you’re worried about benefit eligibility.
Why Planning Ahead Is Important
For many, SSI is the main source of income. Spending both August payments too quickly could make September financially difficult.
Think of the August 29 check as September’s money delivered early, not an extra benefit. Careful budgeting ensures stability until the next payment on October 1, 2025.
The two SSI payments in August 2025 are not a bonus—they’re simply the result of a holiday adjustment in the payment calendar. You will still receive your 12 regular payments for the year.
The key is to plan ahead, budget wisely, and treat the late-August payment as September’s funds. With preparation, this scheduling quirk won’t cause financial stress.
FAQs
Why are there two SSI payments in August 2025?
Because September 1 is Labor Day, the September payment will be sent early on August 29, resulting in two deposits in August.
Does this mean I get extra money?
No. It’s just a scheduling change. The total annual SSI benefit stays the same—12 checks per year.
How should I manage the double payment?
Treat the August 29 check as your September payment, budget carefully, and avoid spending it too early.